Informing you about censored games.

A quick chat about all the censorship from payment processors and a link to a Bill that could fight it.

https://www.congress.gov/bill/119th-congress/senate-bill/401
S.401 - Fair Access to Banking Act

Also a quick chatgpt 4.1 summery of it.

• The Fair Access to Banking Act (S.401, 119th Congress) aims to prohibit large financial institutions from denying lawful businesses access to financial services based on subjective or political reasons.

• Banks, credit unions, and payment card networks with over $10 billion in assets cannot access Federal Reserve support or use payment networks if they deny services to lawful businesses.

• The Act requires financial service providers to use impartial, quantitative, risk-based standards—not reputational or political considerations—when deciding to provide or deny services.

• If a bank denies services, it must provide written justification, citing specific laws or regulations allegedly violated.

• The bill allows individuals and businesses to sue financial institutions that violate these requirements and provides for treble damages and attorney’s fees if they prevail.

• The Act seeks to prevent banks from acting as de facto regulators and ensures fair access to banking for politically unpopular but lawful businesses

As for the quick chat, woo-boy its been a week. Vshojo ignited in flames, Itchio caved so hard it ruined many devs financials overnight, steam caved, Japan hit Visa with sanctions over antitrust[www.jftc.go.jp] (from what I gather visa was trying to pressure other payment processors "saying do what we want or we wont work with you" type of deal.

I myself created an account on the congress's website JUST to follow that bill, Thanks to collective shout (a small Australian based group that collectively screeches at everything), everyone suddenly woke up and realized this payment processor dilemma is really bad, many japanese sites have been hit with this already, and even civitai here in usa, and the UK also basically made all porn illegal without showing ID[www.bbc.com]

And with Universal basic income being tossed around, AGI around the corner, and Ai itself getting crazy, it is a whacky time to be alive to be sure.