Accumulating cash for SpaceX IPO 2026!

$100 in 2021 had the same purchasing power as approximately $116.80 in late 2025, an average inflation rate of 3.15% per year over that period which directly correspond to the rate at which money loses value.
investing in assets is the only way to not be stuck working the rest of your life, by the 2050's $200 will equal the same value as $100 today in 2025.

You don't have to be risk-on, you can literally multiply your retirement x2-x4 by purchasing index funds NOW while it grows approximately 6%-10% per year every year, for the rest of your life but oh thats right,you're weak and scared to break the moulds of normal peasantry thinking you will land a $150k+/year job and that wage will stay relevant until retirement, which it will not, to buy what your parents bought in the same time frame + wage adjusted to inflation you need to make approximately $130-$170/hour, this calculation is focused exclusively on matching the historic affordability ratio for a house, rather than a broad, wage-adjusted comparison of all typical household purchases.

I don't know how else to tell people to start planning for retirement without being rude...start before your 18 if your situation allows it.